About LCR Wealth
Your goals deserve clarity. Your plan deserves integrity. And your financial decisions deserve a trusted advisor who listens, teaches, and guides.

Tom Garvey, President
Tom Garvey is the heart of LCR Wealth’s advisory practice and the guiding force behind our fiduciary-first philosophy. With more than 18 years of experience as a Registered Investment Adviser, Tom has built his career around one simple belief: families deserve advice they can trust.
Tom’s path into wealth management began long before he opened the doors to LCR Wealth. Early in his career at PricewaterhouseCoopers, he saw firsthand how conflicted financial advice can derail even the most well-intentioned families. As he audited financial institutions and met with clients, he began to understand the gap between what people needed and what many firms delivered.
That gap became even more real when Tom watched relatives experience significant financial loss after receiving poor guidance. Helping them rebuild wasn’t just a family responsibility; it became a defining moment that shaped his purpose. Tom realized that financial planning had to be more than technical expertise; it had to be rooted in integrity, clarity, and a genuine understanding of the people on the other side of the table.
This commitment led him to leadership roles at United Capital and later Goldman Sachs Personal Financial Management, where he served as Managing Director and oversaw the Southern Connecticut office. In those years, Tom worked with families at all stages of life, learning their stories, navigating their challenges, and building the kind of long-term relationships that would later become the foundation of LCR Wealth.
When Tom founded LCR Wealth Management, he set out to create a firm where clients felt seen, understood, and supported. He brings patience, thoughtfulness, and a coach’s mindset to every conversation; taking the time to learn each family’s goals, values, risk tolerance, and the dynamics that make their financial life unique. To Tom, no plan is complete until it reflects the whole picture of a family’s wellbeing.
Today, under Tom’s leadership, The LCR Wealth Team serves families across the country with comprehensive planning, thoughtful investment management, tax-aware strategies, and generational guidance. As an independent RIA, the firm operates with transparency, objective analysis, and a collaborative approach; always putting clients first, exactly as Tom envisioned from the start.